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Unit-linked option

Investment-linked life insurance benefit

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Private credit & markets

Short definition

A life insurance obligation expressed in units whose euro value tracks a financial or property investment. The insurer commits to a number of units; the policyholder bears changes in unit value, subject to any additional contractual guarantees. The policy surrender timetable and the underlying fund’s liquidity are separate questions.

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Knowledge map

Primary sources

  • ABE InfoserviceUnit-linked commitments and capital-loss risk. French source.