// definition
Asset-intensive reinsurance
Transfer of investment and insurance risks
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Short definition
Reinsurance that transfers investment risks and risks associated with life insurance or annuity liabilities to a counterparty. The reinsurer agrees to fund covered benefits; the cedant remains responsible to its policyholders. Assets may transfer or stay with the cedant, depending on the contractual structure.
risk atlas
Knowledge map
Intuition
Funding and specified risks move between balance sheets while the original insurer retains its promise to policyholders.
Related analyses
Primary sources
- IAIS: Structural shifts in the life insurance sectorSections 4.1.1 and 4.1.6: reinsurance economics and collateral structures.